Community Banc Investments earns its profit through the operating spread between bid and ask prices. The spread varies between 1% and 5% depending upon the type of marketing effort requested. Other than capital offerings of newly issued stock, the spread is derived from the market at no cost to the institution.
Consulting
First meeting with the management and the first board meeting come with no cost to the institution. Cost of follow-up meetings are as follows:
| * | Management meetings | |
| * | Board meetings | |
| * | Shareholder meetings | $75.00 per hour |
| * | CBAO members | $50.00 per hour |
Staff time for preparing for the above meetings as well as other staff services:
| * | Staff services | $40.00 per hour |
| * | CBAO member discounted fee | $26.00 per hour |
At this time there are no fees resulting from telephone consultation with our clients bank.
CBAO members receive a 33% discount for our services. We do this to encourage membership with the CBAO. Over our last 27 years we have seen this organization give our client banks the competitive edge to not only survive but to thrive competing against better funded institutions.